Commercial Bank Lending Still Not Supporting Economic Growth – Seeking Alpha Page 1 of 1 Commercial Bank Lending Still Not Supporting Economic Growth…

The Industry chosen was Commercial Mortgage Lending industry. Commercial mortgage lending and how it has changed since the financial meltdown of 20081. The definition of commercial lending 2. Definition of CMBS and how comes into play for commercial lenders 3. . Which competitor has the best strategy in the commercial mortgage industry? My choice is Wells Fargo for the competitor. Identify industry drivers for change and summary your projections for the commercial mortgage industry going forward to the next five years.Address the changes in scope of an industry (either an industry you are currently employed within or one that you would like to investigate and learn more about). Identify the industry you have selected and summarize industry changes over the past five years. Ascertain the type of industry (i.e. emerging, maturing, declining, or fragmented) and utilize a portfolio matrix to portray industry attractiveness and competitive strengths. Which competitor has the best strategy in the industry? Identify industry drivers for change and summary your projections for the industry going forward to the next five years. Mini-Paper Format •Submitted in 12-point font, preferably Times New Roman, and double-spaced with 1-inch margins•The report should incorporate correct form, spelling, grammar, sentence structure, and communication skills•Each paper should be well-organized and well-written (should not be more than four (4) pages in length)Attachment 1Attachment 2Attachment 3Attachment 4Attachment 5Attachment 6Attachment 7Attachment 8Attachment 9Attachment 10Attachment 11Attachment 12Attachment 13Attachment 14Attachment 15Attachment 16Attachment 17Commercial Bank Lending Still Not Supporting Economic Growth – Seeking Alpha Page 1 of 1 Commercial Bank Lending Still Not SupportingEconomic GrowthMar. 24, 2014 9:54 AM ETby: John M. Mason Summary• Commercial bank lending is expanding at only a modest pace.• Much of the bank lending is going to refinance outstanding commercial real estate loans and to support othernon-productive activities.• Most Federal Reserve cash injections just going into "financial circuit" helping economy to restructure fromfifty years of credit inflation.Economic growth in the United States remains tepid — and commercial bank lending is doing no better.Through February and into March, the lending growth at commercial banks is not very strong. Overall, year-overyear, loans and leases at all commercial banks rose by just 2.5 percent.The largest twenty-five domestically chartered banks in the country only saw their lending book increase by less thanone percent. Commercial and Industrial loans increased by 9.0 percent, but it seems that the lending is not going intothe most productive types of loans, the ones that would spur on economic growth. It seems as if these large banksare making loans for mergers and acquisitions and the Federal Reserve is actually telling these banks to be a littlecareful on how much of this lending to do. Also, a lot of the business lending at large commercial banks seems to begoing to hedge funds and private equity funds that are using the money for things like the purchase of real estate,although the borrowing is through lines of credit and other business loan sources and do not show up in real estatelending category.Just a note to this; business loans at foreign-related financial institutions are up over 10.0 percent, year-over-year.This lending is certainly not going into Main Street uses that help to spur the economy along.The other lending category of interest on the business side is lending for commercial real estate. Commercial banklending for this purpose is up by almost 5.5 percent, year-over-year. The major strength in this area is coming fromthe "smaller" domestically chartered banks. These "smaller" banks have experienced an increase, year-over-year, ofabout 6.5 percent.… 4/19/2014

Give us your instructions.
Select the type of service you need: writing, calculations, or programming. We’ve created an intuitive order form that tells you what information to enter and where, so make sure to fill out each required field. Also, make your requirements as specific as possible. Don’t rush! Take your time and explain everything in detail how it works.

Proceed to checkout and enter your credit card details or PayPal login, how to pay. Follow the payment provider’s instructions to confirm the transaction.
Now your order is in our system! We’ll start processing it right away.

Place Your Order

Contact Us

Frequently asked questions
Is your service confidential?

When you place an order with our company, we ask you to provide us with such personal information as your name, phone number, and email address. We need this data to keep you updated on the important things related to your order or account.

Is there a possibility of plagiarism in my completed order?

We complete each paper from scratch and in order to make you feel safe regarding its authenticity, we check it for plagiarism before its delivery. To do that, we use our in-house software, which can find not only copy-pasted fragments but even paraphrased pieces of text. Unlike popular plagiarism detection systems that are used by most universities (e.g., we do not report to any public databases—therefore, such checking is safe.

We provide a plagiarism-free guarantee that ensures your paper is always checked for its uniqueness.

Is there a money-back guarantee? If yes, how can I receive a refund?

You can certainly get your money back in several cases. You can receive a full refund if you have paid for your order twice or if you have placed two identical orders. In case your paper was late or the quality of the paper does not correspond to your expectations, you will get compensation for these issues.

Do you keep a database of pre-written essays?

No, we do not have such a database. All papers you order from us are written from scratch. This means your paper is unique and has never been published before—neither will it be published after we deliver it to you.


When will my custom paper be done?

While placing an order with WritersHub, you can choose a period of time within which a paper should be delivered to you. The countdown until the specified deadline starts automatically from the moment we receive your payment in our system. For example, if you pay for your order at 6pm on Monday and choose a 3-day delivery option, you will receive your custom paper by 6pm on Thursday.

Remember that a writer needs a sufficient amount of time in order to conduct thorough research. Therefore, please choose the most suitable deadline when you place an order. Moreover, the later you need your paper to be delivered to you, the cheaper it will be. Thus, you will be able to save your money while your writer will have enough time to work on your order and ensure its quality.

Make sure you upload all the additional materials at the very beginning. If you fail to do that, the deadline for your order will be postponed as well.

I haven’t received my custom paper by the deadline. What should I do?

Let us know immediately about that. You can do it by writing a message on Facebook or email us. Our support manager will carefully examine your order and will assist you with it right away. The reasons for late delivery may vary from time to time. It can happen that you have entered a wrong email address or your spam filter does not allow you to receive emails from us. It is also possible that the writer is waiting for your reply and can not continue working without your assistance, or we are checking the work for plagiarism. Whatever the case may be, contact us if you have any problems with getting your order on time.