Review other posts submitted by your classmates. In your responses, take a position that respectfully disagrees with the original poster. How would you approach these

Review other posts submitted by your classmates. In your responses, take a position that respectfully disagrees with the original poster. How would you approach these issues? What roles do personal responsibility and financial transparency play in this debate? Post # 1 Nihar Satsangi The ability of the people in the United States to access healthcare and the quality and quantity of healthcare they can access depends on whether they have health insurance and what type of health insurance plan they are enrolled in. Since it is a matter of healthcare access and quality thereof, it is imperative that patients/consumers comprehend at least the essential tenets of their health insurance plans. (Wilensky & Teitelbaum, 2019) According to a Policygenius survey, more than the fourth of the surveyed people avoid or skip treatment because they are not sure what is covered by their insurance. It was also found that comprehension of the fundamental insurance terms was quite low, and a lot of people are unaware of the government subsidies and plan enrolment periods. (Ma, 2019) The past experiences of patients with health insurance could prove to be an essential variable in understanding and predicting their future encounters with it. Their health journey to date and the ways their insurance ed or hindered in getting the appropriate care in time can the patients understand what coverage they need or do not need from their insurance in the future. As the healthcare costs are increasing in the US, the insurance firms are laying more of the financial responsibility on the consumers. (Ma, 2019) As a result, consumers increasingly want to be more knowledgeable about their insurance coverage in order to manage their health effectively and handle their associated expenses efficiently. What is required is to increase health literacy and healthcare transparency. Health literacy programs and initiatives at the state level could in educating the population about the various aspects of health, including insurance, and make it easier for them to understand the fundamental terms and principles. Most states in the US have some sort of program of this nature, in accordance with the National Action Plan to Improve Health Literacy. (CDC, n.d.) From a provider perspective, what can and should be done is to first assume that majority of their patients are not highly literate people when it comes to healthcare information. This would them in adopting clear communication practices to minimize any confusion on the patient’s side. This would make it easier for the patients to find out if the diagnosis or treatments are covered by their insurance or not. (HHS, 2010) Another step would be the responsibility of the administrative team of the healthcare provider and that is to discuss the financial responsibility the patient and their insurance would bear. It would also to discuss the financial options that could in decreasing the patient’s out-of-pocket costs. References: CDC. (n.d.). . Retrieved September 29, 2020, from HHS. (2010). . Ma, M. (2019). . Post #2 Toni Bishop Healthcare in the United States has become even more of hot topic of conversation over the years. As an American living with type one diabetes I relate to this topic very strongly. Throughout my childhood I became very aware of how important my healthcare was to me as someone with a chronic lifelong illness. As an adult looking for a job in my career field, the healthcare plans offered by employers was crucial to my decision in choosing a job. It was very overwhelming to me to learn about deductibles, co-pays, co-insurance, etc but it was all information I needed to be well-informed about. Nearly nine out of ten individuals have trouble using health information to make informed decision about their health, and only 12% of English speaking American adults have what is considered proficient health literacy (Parragh & Okrent, 2014). By not understanding your healthcare coverage as an American you are potentially harming yourself by not taking advantage of your earned benefits, or you are could be possibly paying for healthcare that is not best equipped for your needs. From personal experience working as a pharmacy technician, I often ran patients’ insurance in order to determine their out of pocket cost of their medication. I couldn’t even keep count of how many times patients were shocked about how much their medications were going to cost them, but they’re coverage is often outlined to give them an idea of their out of pocket costs. High costs lead to patients deferring medical care, decrease medication compliance, and overall can negatively affect a patients’ health. Knowing their options to find a better healthcare option that better fits both their healthcare and financial needs is a must because healthcare quality and access are crucial to their overall health(Wilensky & Teitelbaum, 2019). In order to increase health insurance and benefits awareness, we must improve healthcare literacy, understanding, and comfortability. This can be done by implementing financial counseling by healthcare providers, or you can have an agent assigned to you by your health insurance company that works as your advocate to answer specific questions regarding your coverage and benefits. Policies should include guaranteed transparency from insurance companies. As I have mentioned in the first week of this course, I find that healthcare has succumbed to enormous amounts of greed. Ensuring transparency from health insurance companies s patients in communication with their insurance companies in order to solve any financial issues or answer any questions about coverage. Patients tend to trust their healthcare providers, by healthcare providers starting to provide resources such as financial counseling or other outside resources on their insurance coverage they can be put at ease that they can continue with their care needs. By ensuring patients of a solution through transparency and resources they are more likely to comply with their treatment regiment and potentially improve their overall satisfactions and financial situation with their insurance provider. References: Wilensky, S. E., & Teitelbaum, J. B. (2019). . Jones &      Bartlett Learning. Parragh, Z., & Okrent, D. (2014). Health Literacy and Health Insurance Literacy: Do Consumers Know What They Are Buying? Retrieved September 30, 2020, from f Wilensky, S. E., & Teitelbaum, J. B. (2019). . Jones & Bartlett Learning.

Give us your instructions.
Select the type of service you need: writing, calculations, or programming. We’ve created an intuitive order form that tells you what information to enter and where, so make sure to fill out each required field. Also, make your requirements as specific as possible. Don’t rush! Take your time and explain everything in detail how it works.

Proceed to checkout and enter your credit card details or PayPal login, how to pay. Follow the payment provider’s instructions to confirm the transaction.
Now your order is in our system! We’ll start processing it right away.

Place Your Order

Contact Us

Frequently asked questions
Is your service confidential?

When you place an order with our company, we ask you to provide us with such personal information as your name, phone number, and email address. We need this data to keep you updated on the important things related to your order or account.

Is there a possibility of plagiarism in my completed order?

We complete each paper from scratch and in order to make you feel safe regarding its authenticity, we check it for plagiarism before its delivery. To do that, we use our in-house software, which can find not only copy-pasted fragments but even paraphrased pieces of text. Unlike popular plagiarism detection systems that are used by most universities (e.g., we do not report to any public databases—therefore, such checking is safe.

We provide a plagiarism-free guarantee that ensures your paper is always checked for its uniqueness.

Is there a money-back guarantee? If yes, how can I receive a refund?

You can certainly get your money back in several cases. You can receive a full refund if you have paid for your order twice or if you have placed two identical orders. In case your paper was late or the quality of the paper does not correspond to your expectations, you will get compensation for these issues.

Do you keep a database of pre-written essays?

No, we do not have such a database. All papers you order from us are written from scratch. This means your paper is unique and has never been published before—neither will it be published after we deliver it to you.


When will my custom paper be done?

While placing an order with WritersHub, you can choose a period of time within which a paper should be delivered to you. The countdown until the specified deadline starts automatically from the moment we receive your payment in our system. For example, if you pay for your order at 6pm on Monday and choose a 3-day delivery option, you will receive your custom paper by 6pm on Thursday.

Remember that a writer needs a sufficient amount of time in order to conduct thorough research. Therefore, please choose the most suitable deadline when you place an order. Moreover, the later you need your paper to be delivered to you, the cheaper it will be. Thus, you will be able to save your money while your writer will have enough time to work on your order and ensure its quality.

Make sure you upload all the additional materials at the very beginning. If you fail to do that, the deadline for your order will be postponed as well.

I haven’t received my custom paper by the deadline. What should I do?

Let us know immediately about that. You can do it by writing a message on Facebook or email us. Our support manager will carefully examine your order and will assist you with it right away. The reasons for late delivery may vary from time to time. It can happen that you have entered a wrong email address or your spam filter does not allow you to receive emails from us. It is also possible that the writer is waiting for your reply and can not continue working without your assistance, or we are checking the work for plagiarism. Whatever the case may be, contact us if you have any problems with getting your order on time.